uob credit card
uob credit card
Blog Article
UOB Lender is actually a nicely-regarded lender that provides several different charge cards personalized to satisfy unique requires and preferences. Here's an intensive overview that may help you comprehend The main element areas:
Varieties of UOB Charge cards
UOB supplies a number of varieties of credit cards, Every designed for distinct reasons:
Benefits Cards: Make details or miles on your own purchases that may be redeemed for journey, searching, eating, plus much more.
Cashback Cards: Get a share of your respective expending back again as dollars rebates.
Vacation Cards: Created for frequent vacationers with Rewards like air miles accumulation, airport lounge obtain, and travel coverage.
Life-style Cards: Presents perks connected to enjoyment, eating discounts, and distinctive party Invites.
Key Characteristics
Each and every UOB bank card includes its very own set of attributes. Here are a few widespread types:
Curiosity-Free of charge Time period
Most UOB credit cards provide up to 55 days curiosity-free of charge in case you pay back your equilibrium in total because of the thanks day.
Reward Factors
Gain reward details on just about every dollar expended which may be redeemed for several rewards which include vouchers or products.
Money Rebates
Sure cards deliver cashback on day-to-day fees like groceries, fuel, eating out and many others.
Promotions & Savings
Appreciate special promotions and discounts at partnered retailers which includes eating places, retail stores and on the net platforms.
Versatile Payment Options
Decide on a variety of payment techniques which include GIRO (Normal Interbank Recurring Purchase), AXS stations or immediate debit from your savings account.
Security measures
Improved safety through EMV chip know-how in addition to SMS alerts for transactions built previously mentioned a specific limit.
How to Apply
Implementing to get a UOB bank card is easy:
Go to the Formal UOB Web-site.
Search by means of their number of credit cards.
Decide on the cardboard that best suits your requirements.
Fill out the appliance type possibly on-line or check out a department.
Post necessary paperwork for example evidence of money and identification.
Handling Your Card
Once you've your UOB charge card:
Consistently Check out statements possibly via mailed get more info copies or through on the web banking.
Make well timed payments to stop late service fees and curiosity fees.
Watch reward factors/cashback earnings in order to optimize Gains.
Practical Case in point
Visualize you might be a person who enjoys traveling regularly:
You may go for a UOB Travel Card which lets you gain air miles on each individual invest in.
With gathered miles after a while, you could possibly redeem them totally free flights or upgrades—conserving drastically on travel fees!
In addition, enjoy benefits like complimentary airport lounge accessibility making All those prolonged layovers a lot more comfortable!
By being familiar with these Basic principles about UOB Credit Cards – their styles & capabilities in addition to practical utilization – You will be greater Geared up to pick one that aligns perfectly using your lifestyle desires!